Break Your Project Intro Predictable Monthly Payments
Check Rates In
Under 2 Minutes
Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
Loans Typically
Fund In 1-5 Days
If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
Fixed Monthly
Payments
Personal loans found on Hearth have fixed rates and terms. You'll know your monthly payments upfront.
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What Rates Should I Expect?
Installment loans have predictable monthly payments and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt and the loan amount requested when determining these rates.
Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
For each self-reported credit score range, pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
*For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles.
***For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33
OUR SERVICES
High-Quality Electrical Services
Commercial Electrical
Complete power systems, industrial wiring, and routine inspections for commercial.
Emergency Repairs
24/7 availability for electrical faults, outages, or urgent repairs.
Lighting & Fixtures
Indoor and outdoor lighting installations including smart lighting setups.
Residential Electrical
From circuit upgrades to appliance installations — we handle all your home.
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From major remodels to emergency repairs,
we do the jobs no one else wants.
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Office Location
201 E. Randolph St, Chicago IL 60601